Ambetter is a popular type of insurance that incorporates both private and government-sponsored plans. Under Ambetter, there are several plans associated with Medicaid and the Affordable Care Act, so it’s a popular insurer with older people and those on low incomes. Because Ambetter is a common insurer in Florida, the Icon Medical Centers often work with people who are on one of their plans, and we can help them access chiropractor care.
Chiropractic treatment is helpful for a wide range of conditions, so it’s becoming something more and more insurers now cover. A course of chiropractic care can be extremely helpful for pain relief and to get your range of motion back.
Icon Medical Centers take Ambetter Insurance
The good news is the Icon Medical Centers in Miami and Hollywood, Florida, both take Ambetter Insurance plans.
Ambetter customers generally have one of three tiers of cover:
• Bronze – this basic plan has a low monthly premium and covers many essential services. If you have a bronze plan, you’ll generally pay higher out of pocket costs, but if you need a chiropractor due to an accident or injury, you may be able to get these covered by making a legal claim with the party at fault
• Silver – subsidy payments can make this level of coverage more affordable, and it makes for lower out of pocket expenses than the bronze plan
• Gold – if you’re concerned about out of pocket expenses, the gold Ambetter plan has higher premiums but covers a lot more, so it means you can budget month to month
If you want to find out more about your copays and deductibles, log onto the Ambetter site and select your plan to get the information you need.
What kind of conditions does Ambetter cover?
Ambetter covers a wide range of conditions, with certain exclusions for pre-existing conditions such as heart conditions or diabetes, so the amount of cover you’ll get for chiropractic care may vary. There are several conditions you could potentially claim for through Ambetter, helping you pay for chiropractic treatment:
• Injuries from an accident
• Sports injuries
• Slipped discs
• Migraines or headaches
Chiropractors will usually need to carry out tests, so you’ll need to check whether these will be covered by your insurance or ask the clinic, and depending on the severity of the condition and the cover you offer, will usually decide on the number of sessions that can be covered under your plan. Of course, if you feel that you would benefit from further chiropractic treatments, you can still pay out of pocket for ongoing sessions with the same chiropractor.
Ambetter Insurance is a popular choice for those living in the Florida area, which is why the Icon Medical Centers offer chiropractic care to many people with this kind of cover. What is covered and how much you pay out of pocket will depend on many factors, as Ambetter offers lots of different policy levels, but we can help you with your claim.