Insurance
Ambetter Insurance
Chiropractors That Take Ambetter Insurance
Table of Contents
Many people worry about how they will afford medical care after an accident. The costs of emergency medical care and follow-up procedures are high. In this sense, if you are looking for chiropractors that take Ambetter insurance, Icon Medical offers trusted chiropractic care, fast appointments, and complete support for Ambetter policyholders. This ensures that everyone gets the vital care and support that they need to recover from their illness with no additional stress. This insurance can be used for most of the related treatment options that we provide at our accident clinic. If you want to learn more about our relationship with insurance providers, read on for the most important details.
What does Florida law dictate about insurance?
Florida is a no-fault state. This means that you cannot gain compensation from the other party involved in the accident, even if they were to blame for the event occurring. Instead, Florida law dictates that you must have Personal Injury Protection. In the event of an accident, you will receive up to $10,000 for any expenses incurred from the accident.
Many of your costs are likely to be healthcare-related in addition to expenses for a loss of income and damage to your vehicle. However, you should be aware that PIP only covers 80% of your medical bills.
To have PIP insurance accepted, you must file a claim within two weeks of the accident. Your insurance company will then have up to 60 days to investigate the validity of your claim. However, they must pay out your Personal Injury Protection within 30 days from when you file a claim. You are entitled to get a lawyer if your insurance company refuses to pay for your medical costs.
Also, if you have had a workplace accident, you will be entitled to Worker’s Compensation. This covers your medical expenses from injury, the loss of wages while you are not working, and any follow-up care that you decide to receive.
Understanding Florida’s No-Fault Insurance System
Florida is a no-fault state. This means that you cannot gain compensation from the other party involved in the accident, even if they were to blame for the event occurring. Instead, Florida law dictates that you must have Personal Injury Protection. In the event of an accident, you will receive up to $10,000 for any expenses incurred from the accident.
Many of your costs are likely to be healthcare-related in addition to expenses for a loss of income and damage to your vehicle. However, you should be aware that PIP only covers 80% of your medical bills.
Critical Timeline for Filing Your PIP Claim
To have PIP insurance accepted, you must file a claim within 14 days of the accident. Your insurance company will then have up to 60 days to investigate the validity of your claim. However, they must pay out your Personal Injury Protection within 30 days from when you file a claim. You are entitled to get a lawyer if your insurance company refuses to pay for your medical costs.
Also, if you have had a workplace accident, you will be entitled to Worker’s Compensation. This covers your medical expenses from injury, the loss of wages while you are not working, and any follow-up care that you decide to receive.
Expert Insights on Florida Insurance Laws
“The 14-day rule in Florida is critical. Many accident victims don’t realize that waiting too long to seek medical treatment can jeopardize their PIP benefits entirely. Even if you feel fine immediately after an accident, injuries like whiplash or soft tissue damage may not appear for several days. Getting evaluated at an accident clinic within that first week protects both your health and your legal rights.”
— Chiropractor at Icon Medical Centers
How Icon Medical Centers, Chiropractors That Take Ambetter Insurance Simplifies Your Insurance Process
At Icon Medical Centers, we understand that dealing with insurance after an accident can be overwhelming. That’s why we handle everything for you:
- We verify your insurance coverage (PIP, Ambetter, Workers’ Comp, or other plans)
- We file all claims on your behalf
- We communicate directly with your insurance company
- We work with your attorney to ensure proper documentation
- We accept most major insurance plans, including Ambetter
- We offer same-day appointments for accident victims
- No upfront payment required for most insurance plans
- Why Choose Icon Medical Centers for Accident Care?
Our Miami and Hollywood locations provide comprehensive accident care under one roof:
- Chiropractors: Specialized in auto accident injuries and whiplash treatment
- Physical Therapists: Personalized rehabilitation programs
- Pain Management Specialists: Advanced treatment for chronic pain
- Orthopedic Surgeons: Expert care for bone and joint injuries
- Neurosurgeons: Specialized treatment for spinal and nerve injuries
PIP vs Ambetter Coverage Comparison Table
| Insurance Type | Coverage Amount | Medical Coverage | Time to File Claim | Who Can Use It |
| PIP (Personal Injury Protection) | Up to $10,000 | 80% of medical bills | 14 days after accident | All Florida drivers (required by law) |
| Ambetter Health Insurance | Varies by plan | Covers chiropractic, physical therapy, and most accident treatments | Varies by policy | Ambetter policyholders |
Ambetter health insurance covers a wide range of medical costs in the event of an accident. These include emergency and follow-up care like visiting an accident therapy clinic, preventative care, and hospital visits. They also have plans that can help you to cope with any chronic conditions that are triggered by an accident or injury.
They can also cover your prescriptions and allow you to contact a medical professional – such as an accident injury doctor near you – when you need them. If you have been involved in an accident, you should contact Icon Medical, an Ambetter Insurance chiropractor. The professionals there can coordinate with your insurer in order to make sure that your plan can cover the care that you are receiving at the clinic.
Your insurance is likely to cover all of your care at Icon Medical, with our clinics accepting the vast majority of insurance plans and providers. This includes the chiropractic care that you need, including spinal manipulation, physical therapy, massage, and pain management treatment plans. Most insurance plans also cover emergency medical treatment by auto accident chiropractors at the scene of an accident and any subsequent hospitalization needed.
According to Personal Injury Protection guidelines, you can also claim for:
- The cost of any medical services by an accident injury clinic that you use,
- Any surgery that you must undergo, and
- The use of an ambulance or any other emergency services, and any equipment that is used for your diagnosis.
Your insurance is likely to cover any medical expenses that you have, as long as you start your treatment within 14 days of the accident happening. Because you have to work within that 14-day window, it’s best to seek out an accident doctor near you so you can begin any treatment quickly.
However, you do not need to worry about your insurance claim here at Icon Medical. At our accident chiropractic clinic, we take pains to communicate and work with your insurance company to ensure that you are covered for your care here.
If you do decide to sue or hire a lawyer, we will also work with them. Our specialists will discuss how your compensation affects your medical treatment and to ensure that you are able to stay covered by your insurance and compensation. This means that you can spend more time on your recovery than worrying about your financial situation.
If you have an Ambetter insurance policy, the healthcare that Ambetter chiropractor Icon Medical provides for you will be covered if you have sustained a related injury. After an accident, one of the first things that you should do is to call your insurer – including Ambetter. The first goal is to ensure that you can file your claim as quickly as possible after your injury. After that, call an accident chiropractor near you – like Icon Medical – to begin your injury treatment.