Insurance
Insurance Information
Chiropractic Care Clinics: Insurance Information
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Accident chiropractic care clinics may be one of your first ports of call after an accident. You may be concerned about the impact of your insurance policy on potential compensation. Consequently, you may be unsure of the treatment that you are able to receive. Maybe you are wondering where you stand with chiropractic care and insurance. This guide can take you through all of the most important information that you need to know. It includes information on Florida’s insurance requirements, how you would receive compensation, and whether you can receive help from an auto injury doctor near you.
What is Florida’s insurance policy? Insurance Information
If you have been in a car accident, you need to know that Florida is a no-fault state. This means that you will need to take out personal injury protection to the value of $10,000. Unlike other states, where you will receive compensation from the other party, this PIP will cover your medical expenses in the case of an accident. You will have four years to make this claim.
However, if your case meets certain requirements, you are able to get compensation from a driver if they were partially or entirely at fault for the accident. This depends highly on your individual circumstances, though.
Worker’s Compensation laws mean that you should also be able to receive compensation for your injuries if you have been in an accident at work, with your employer bearing the brunt of this expense through their insurance policy.
Does your insurance cover your chiropractic care?
At Icon Medical, an accident chiropractor near you, your insurance policy should cover your chiropractic care as long as you seek this medical attention immediately, and if you can prove that you used this treatment for your injury.
However, this depends on your insurance policy and the amount of compensation that you have received. In some cases, you may have to contribute toward your chiropractic care to some extent.
Conversely, you do not have to pay through an insurance provider. Instead, you can pay for the care yourself. You may consider doing this if you are not going to receive the compensation that is necessary to cover the costs of your treatment.